Orders issued by government officials in times of emergency such as the COVID-19 crisis that suspend evictions and/or foreclosures for what may be a specified or indefinite period of time due to circumstances which may include lost work, needing to take care of children in situations where schools are closed, and health care costs incurred due to the emergency, where applicable. Tenants/homeowners may be required to pay back rent or pay off their mortgage deficits within a specified time after the emergency period expires.